All accusations of delayed response notwithstanding, regulatory marksmanship rarely misses the woods for the trees. The banking regulator demonstrated it once again last week when it chose to change i...

My husband invested Rs 15 lakh in SCSS from his retirement benefits jointly with me a few years ago. Now after becoming a senior citizen, I would like to invest also in SCSS for better interest benefi...

Let’s face it... the interest rates on fixed deposits have been unappetising for sometime now. The macroeconomic environment required low interest rates. That’s what we have got in the las...

S: Kids mirror what you do and not your advice… and it works for financial role modelling as well. So the biggest takeaway is practise what you preach, follow the role model behaviour you want ...

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You may consider investing a large portion of your savings into FDs so that they give you high returns on maturity, just in time for your retirement. However, investing without calculating your return...

The year 2018 has been an eventful year when it comes to personal finance. Several seismic events impacted the way we manage our money. There has been plenty for us to learn as well. Let’s take a lo...

September 28 is ‘Ask a stupid question day’. If we are being entirely honest, there’s no such thing as a stupid question — especially when it comes to your hard-earned money. More importantly,...