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Home Loan
Business  /  Published 21.10.20

SBI rate relief on home loans

The State Bank of India (SBI) on Wednesday announced a concession of up to 25 basis points on its home loan rates in another festive offer to lure borrowers. The country’s largest lender said c...
By Our Special Correspondent in Mumbai

Business  /  Published 09.10.20

Risk rejig in home loan

The RBI has recast the rules for new home loans to boost the real estate sector. At present, differential risk weights are applicable to individual home loans, based on the size of the loan as well a...
By Our Special Correspondent in Mumbai

Business  /  Published 28.09.20

SBI festive offer for retail borrowers

The country’s largest lender — State Bank of India — on Monday announced a slew of festive offers for its retail borrowers, including 100 per cent waiver of processing fee for all cu...
By Our Bureau in Mumbai

Business  /  Published 06.09.20

Home loans: number crunching on which tax regime should work

At higher levels of income — let’s say upwards of Rs 20 lakh — the caps on deductions may make it difficult to reach the 20 per cent mark. Even home loan deductions taken to the full...
By Adhil Shetty in

Business  /  Published 01.02.20

Some comfort, a lot of confusion

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By The Telegraph in

Business  /  Published 17.02.19

Room for more

Notional rent has been in the news lately. In mid-2018, the income tax appellate tribunal rescued cricketer Sachin Tendulkar from the imposition of notional rent of around Rs 1.3 lakh. Tendulkar owned...
By Adhil Shetty in

Business  /  Published 30.12.19

SBI rate relief to home loan borrowers

The State Bank of India (SBI) on Monday announced a 25-basis-point cut in its external benchmark-based rate (EBR) that will make loans cheaper for home loan borrowers and MSME units.The reduction, whi...
By Our Special Correspondent in Mumbai

Business  /  Published 06.06.19

RBI cuts repo rate by 25 basis points

The RBI on Thursday cut interest rates for the third time this year by 25 basis points to its lowest level in nine years and signalled more easing as it looked to support an economy growing at the slo...
By PTI in Mumbai

Business  /  Published 23.04.20

LIC Housing Finance cuts rates

Mortgage financer LIC Housing Finance Ltd (LICHFL) on Thursday said it will reduce its lending rates to 7.5 per cent for new home buyers having a Cibil score of 800 and above. “The RBI has taken a n...
By Our Special Correspondent in Mumbai

Business  /  Published 22.09.19

Buying a house in your 20s is not an impossible dream

Buying a home in your 20s seems like an impossible dream, given the hard facts of life. You’ve just started working, living paycheque to paycheque, possibly away from the comforts of home. Your inco...
By Adhil Shetty in


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